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Meet the Team
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Joana Cardoso

I joined the Social Housing team at JCRA as a Trainee Consultant in January 2018. In my role I provide housing associations with advice and support on a range of matters, including bank and capital markets debt, interest rate management, capacity reviews, credit analysis, and stress testing.   Prior to joining JCRA I worked at S&P specialising in investment management client relationships. I hold a Bachelor’s degree in Management & International Business Economics from the University of Manchester, and am studying towards my Level III CFA exam.   Email Joana: Joana.Cardoso@jcrauk.com


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